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| Service sector enterprize |
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| Shramev Jayate |
Banks are not helping small Entrepreneurs for MUDRA loan. The MUDRA scheme was launched by Arun Jetly, the Finance Minister of India in the budget 2015-16 to help Micro and Small enterprises from informal sector. The FM has declared this week September 25 to October 02, 2015 as a week for the same. However, the Bank officers are demanding the same paper formalities That is not intended for the informal sector.
An woman entrepreneur reported me today the hurdles she faced during her visit to the bank (in Jaipur) for MUDRA loan. Bank officers asked for large numbers of documents before giving her the application form. She took the documents (whatever she has) to the bank officers and further asked for several documents. Surprisingly, the bank officer asked for an audited balance sheet and all of is know that this is a requirement for formal sector only.
Moreover, the loan asked for was in service sector and the officer had no knowledge of loan for service sector. Are the officers not trained or read the basics of MUDRA scheme?
How can a small entrepreneur prepare her balance sheet and get it audited from a Chartered accountant? Despite all efforts of our beloved PM Narendra Modi to ease business formalities in India officers are playing the same cards in old fashion.
I have reported the full incident to higher authorities in MUDRA scheme and local nodal officers and urge the FM and The PM to look after the issue. I also request concerning officers to be a catalyst in making India economically progressive and not to be a hurdle in the way of entrepreneurship in this highly competitive era.
Jyoti Kothari
Convener, Jaipur division
Prabhari, West Bengal,
Narendra Modi Vichar Manch
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